Get Pre-Approved Now
HOW ARE AUTO LOANS HANDLED?
The Lincoln finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including St. Louis, St. Peters, Collinsville and Creve Couer to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Wildwood to Sunset Hills. Whether you are right down the road or an hour away from St. Louis you can use our quick approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
WHAT FINANCIAL SERVICES ARE PROVIDED
- Competitive rates direct from the manufacturer and local Missouri banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
| Sales | |
|---|---|
| Monday | 9:00AM - 7:00PM |
| Tuesday | 9:00AM - 7:00PM |
| Wednesday | 9:00AM - 7:00PM |
| Thursday | 9:00AM - 7:00PM |
| Friday | 9:00AM - 7:00PM |
| Saturday | 9:00AM - 5:30PM |
| Sunday | Closed |
Get Approved for Auto Financing in St. Peters, MO
Fast, Secure Pre-Approval for Lincoln and All Pre-Owned Vehicles
Dave Sinclair Lincoln St. Peters makes it simple to get pre-approved online so you can shop with more confidence. Whether you’re planning to finance a new Lincoln or a quality pre-owned vehicle, our team can help you explore options that fit your goals. Many drivers from St. Peters, St. Charles, O’Fallon, Wentzville, and the surrounding region start right here to save time at the dealership.
This page is designed to streamline your visit—submit your information securely, and our finance team can prepare next-step guidance before you arrive.
Start Your Online Pre-Approval
Getting started is easy. Complete the secure application on this page and our team will review available programs and potential structures based on your needs. This helps reduce in-store paperwork and keeps your visit focused on selecting the right vehicle.
Begin here: Get Approved Online
Financing for New, Used & Certified Vehicles
While we’re proud to be your Lincoln dealership, we offer financing solutions across the entire inventory—new Lincoln models, Lincoln Certified Pre-Owned vehicles, and a wide range of used makes and models.
Estimate Payments and Buying Power
Want a clearer monthly payment range before you choose a vehicle? Use our tools to help estimate buying power and compare options more efficiently.
Try our calculator here: Payment Calculator
We Work with a Range of Credit Profiles
Our finance professionals assist customers across a wide range of credit situations—from well-established credit to buyers who are rebuilding or starting fresh. You’ll receive clear guidance and a process built around respect, transparency, and next-step clarity.
Use Your Trade-In to Strengthen Your Deal
Your trade-in can reduce the amount financed and may improve payment flexibility. If you’re upgrading from a current vehicle in St. Charles, O’Fallon, or anywhere in the area, start with an estimate and see how your equity may apply to your next purchase.
Get an estimate here: Value Your Trade
Local Financing Support for Metro St. Louis Shoppers
Many customers travel to our St. Peters location from across the region, including St. Charles County and beyond. We regularly assist buyers coming from St. Peters, St. Charles, O’Fallon, Wentzville, and even Columbia, MO and Alton, IL—especially shoppers seeking a premium buying experience and a streamlined approval process.
Prefer to Speak with a Finance Professional First?
If you have questions about the pre-approval process, trade value, or what to bring to your appointment, our team is happy to help before you submit an application.
Contact us here: Contact Us
Next Step: Get Approved and Shop Smarter
Completing your application early helps you shop with direction and reduces time spent in-store. When you’re ready, start your secure pre-approval now and let our team support your next step.