Shopping for a Used Luxury SUV in St. Charles County

Buying  |  St. Peters, MO How the online trade estimate works at Dave Sinclair Lincoln St. Peters, what moves the number up or down, and how to show up ready for the appraisal. Most trade in frustration comes from two numbers that were never measuring the same car. A website guesses from a few clicks. An appraiser looks at the tires, sits in the cabin, listens to the engine and weighs what similar vehicles are selling for around St. Charles County this month. Closing that gap is most of the work. This post covers the Value Your Trade tool on our site, what an appraisal weighs, a few cheap ways to prepare, and how the equity gets applied. Quick answer: Start with the Value Your Trade tool on our site. You enter details like the VIN, mileage and condition and get an estimate based on current market demand. The final number is confirmed during a quick in person appraisal at the store, and the equity can go toward a new, Certified Pre Owned or used vehicle. Start online VIN, mileage and condition Then confirm A quick in person appraisal Use it on New, CPO or used In this post How the estimate works What moves the number Why local demand matters How to prepare Putting the equity to work How Does the Value Your Trade Tool Work? The tool on our Value Your Trade page asks for the basics: the VIN, the mileage and the condition of the vehicle. From there it builds an estimate based on what the market wants right now. That's different from what the car was worth when you bought it, or what a neighbor got for theirs two years ago. The page calls the estimate a strong starting point, and that's the right way to think about it. It isn't a guaranteed price. The final value gets confirmed when someone from our team looks the vehicle over in person. We take trades of every make and model, so it doesn't need to be a Lincoln. 1 Enter your details Type in the VIN, mileage and an honest description of the condition on the Value Your Trade page. 2 Get the estimate The tool gives you a figure based on current market demand, so you walk in with a realistic range. 3 Bring it in A quick in person appraisal confirms the final value against what the appraiser sees and drives. 4 Apply the equity Put the value toward a new Lincoln, a Certified Pre Owned vehicle or a used vehicle from our lot. What Changes a Trade In Value During the Appraisal? The page lists the factors plainly: mileage, condition, trim, features, and supply and demand in the market. Under condition, the details that come up most are tires, the exterior, the interior, the maintenance history and how the vehicle drives. These are the ones that tend to pull a number down: Worn tires Tread near the wear bars means the next owner needs a set right away, and the appraisal reflects that cost. Body damage and curb rash Dents, deep scratches, chipped paint and scuffed wheels are easy to spot in daylight on the lot. A tired interior Stains, tears, pet hair and smoke or food odors all take reconditioning time before the vehicle can be sold again. No service records A vehicle with a thin or missing maintenance history is harder to stand behind than one with a folder of receipts. Warning lights or drivability issues A check engine light, a rough shift or a pull to one side tells the appraiser there's a repair to price in. Trim and features work in your favor. A higher trim, a desirable package or all wheel drive can help, and the online tool only knows what you tell it, so be specific. Why Does Local Demand Matter So Much? A used vehicle is worth what someone near here will pay for it soon. That's why the estimate leans on current market demand instead of a fixed book figure. An all wheel drive SUV in good shape tends to draw plenty of interest in St. Charles County once the first ice storm rolls through. A vehicle that sells slowly around here has to be priced for the time it may sit. A used vehicle is worth what someone near here will pay for it soon. How Should You Get Your Vehicle Ready for an Appraisal? Wash it and clean out the inside. An appraiser can see past dust, but a clean vehicle says it was cared for, and it keeps small problems from hiding. Pull out personal items, the garage door opener and anything in the cargo area so the space can be looked at properly. Gather the paperwork. Service records count because the page names maintenance history as a value factor. If your oil changes and tire rotations were done here or at another shop, bring the receipts or a printout. Bring every key and fob that came with the vehicle, the owner's guide, and the title or your lender's details. Skip the big repairs. New tires or body work right before a trade rarely pays you back dollar for dollar. Let the appraiser see it and price it. Start Your Trade Estimate Shop Used Inventory St. Peters driver tip Run the vehicle through a car wash on Mid Rivers Mall Drive on the way in, then give it a steady fifteen minutes on I-70 so it's fully warmed up when you arrive. A cold engine can sound rougher than it is, and a warm one gives the appraiser a fair read on how it shifts and drives. How Do You Apply Trade Equity to Your Next Vehicle? Equity is the gap between the confirmed value and whatever you still owe. If the vehicle is paid off, the full value goes toward the next one. If there's a loan, the payoff comes out first. Bring your lender's name and account details so the team can walk you through how the payoff is handled on your deal. The equity can go toward a new Lincoln, a Lincoln Certified Pre Owned vehicle or a used vehicle of any make on our lot. In Missouri, a trade in can also lower the taxable amount on the vehicle you're buying, which is a big reason trading often beats selling on your own. Ask the team to show how that applies to your purchase, since tax, title and license are figured separately from the vehicle price. Warranty Forever on qualifying vehicles Qualifying new and pre owned vehicles bought here come with Warranty Forever, powertrain coverage on the engine, transmission and drive axle parts listed in the agreement for as long as you own the vehicle. Covered repairs carry no deductible, and the agreement spells out the maintenance you'll need to keep on record. Read About Warranty Forever Questions Owners Ask About the Online Estimate Is the online trade estimate a firm offer? + No. It's an estimate based on current market demand. The final value is confirmed during a quick in person appraisal at the store. What information do I need for the online estimate? + Have the VIN, the current mileage and an honest read on the condition. The VIN is on the driver's side of the dashboard where it meets the windshield, on the door jamb label and on your registration. Why might the appraisal come in different from the estimate? + The online tool works from what you enter. The appraisal sees the tires, paint, interior, service records and how it drives. If any of that is better or worse than described, the number moves with it. Questions Owners Ask About What We Accept Do you only take Lincoln trade ins? + No. The store accepts trade ins of all makes and models, from pickups to compact cars. Can I trade in a vehicle with high mileage? + Yes. Mileage is one factor in value, not a cutoff. A high mileage vehicle with good records and clean condition can still bring a fair number. Can I trade a vehicle that has a warning light on? + You can. The appraiser will note it and factor in the repair. Mention it when you enter your details online so the estimate is closer to the final value. Questions Owners Ask About Loans and Paperwork Can I trade in a car I still owe money on? + Yes, plenty of trades still carry a loan. Bring the lender's name and your account number so the payoff can be handled as part of the purchase. What paperwork should I bring to the appraisal? + Bring the title, or your lender details if there's still a loan, plus your registration, every key and fob, and any service records you can find. Should I get pre approved before I trade in? + It helps to know your budget going in. You can get pre approved online, then the trade equity and the approval come together in one conversation. Questions Owners Ask About Timing a Trade Is there a better time of year to trade in? + Demand shifts with the seasons, and all wheel drive SUVs tend to draw more interest heading into winter. Your own timing usually matters more, so trade when you're ready to buy. How long does the in person appraisal take? + The page describes it as quick. Plan extra time if you also want to drive vehicles or work through numbers on the same visit. Should I get service done before I trade in? + If routine service is due, getting it done and keeping the receipt helps, because maintenance history is one of the value factors the store lists. Skip expensive repairs a buyer would price in anyway. Questions Owners Ask About Trading in St. Peters Where is Dave Sinclair Lincoln St. Peters? + We're at 4760 North Service Road in St. Peters, along I-70. Call 636-441-4400 to set a time for the appraisal. When can I bring my trade in for an appraisal? + Sales is open Monday through Friday 9 AM to 7 PM and Saturday 9 AM to 5:30 PM. Can my trade go toward a Lincoln Certified Pre Owned vehicle? + Yes. The Value Your Trade page says the equity can go toward a new, Certified Pre Owned or used vehicle. Look at Certified Pre Owned Put your trade toward a certified Lincoln from our lot. See Lincoln CPO Shop New Lincoln Models See what your equity could go toward on the new side. View New Inventory

Buying  |  St. Peters, MO What a Lincoln courtesy vehicle is, how many miles it carries, what warranty and incentives come with it, and what to check before you sign. Plenty of Lincoln owners have driven one of these without knowing it. When your vehicle stays with our service team for a longer repair, the Lincoln you drive home in the meantime is part of the Lincoln Courtesy Transportation Program. Those loaners don't stay in the fleet for long. After a few months and a few thousand miles they rotate out, and then they're for sale. Shoppers ask about them because they land in an odd spot. They aren't brand new, but they aren't really used in the way most people mean it. Everything below comes from our courtesy vehicle page, plus the questions we'd ask if we were the ones buying. Quick answer: A Lincoln courtesy vehicle is a low mileage Lincoln that served as a loaner or demonstration model in the store's courtesy program. Our page lists them at roughly 1,000 to just over 4,500 miles, with the balance of the New Vehicle Limited Warranty included and eligibility for New Vehicle Retail Incentive Offers plus a courtesy discount. Typical miles 1,000 to just over 4,500 Warranty Balance of new vehicle coverage Pricing Courtesy discount plus incentives In this post What a courtesy vehicle is How many miles Warranty and discounts Who it fits What to check first Finding the right one What Is a Lincoln Courtesy Transportation Vehicle? The store runs a luxury loaner fleet for service customers. Those vehicles also get used as demonstration models, so a shopper might take one out on a test drive while a service guest uses another one for a few days. Once a vehicle has done its time in that fleet, it's taken out of rotation and sold. Our service department maintains every one of them while they're in the program. That matters more than it sounds. A loaner gets its oil changes and checks on our schedule, by the same certified staff who work on customer cars, instead of whenever a previous owner got around to it. The program carries the name Lincoln Courtesy Transportation Program, and you'll see LCTP on paperwork and listings. Same thing. How Many Miles Do Lincoln Courtesy Vehicles Have? Our page puts them at about 1,000 miles up to just over 4,500. Most new vehicle shoppers would never notice that kind of mileage on a test drive. The interior still smells new, the tires have nearly all their tread, and the odometer hasn't seen a full season of commuting. There are also minimum in service rules a courtesy vehicle has to meet before it qualifies for the full advertised discount. The page lists two ways a vehicle gets there: Time first: three months, or 90 days, in service with at least 1,000 miles of customer driven LCTP mileage. Miles first: 3,000 miles of customer driven LCTP mileage and at least 30 days in service. So a courtesy vehicle with 1,200 miles on it may have spent three months in the fleet, and one with 3,000 miles may have been out a little over a month. Neither one is better by default. Ask which path a vehicle took, and you'll know how long it sat in the program and how hard it was driven. What Warranty and Discounts Come With a Courtesy Vehicle? At the time of purchase, the balance of the New Vehicle Limited Warranty comes with it. You aren't buying an expired or partial plan. You're picking up the same factory coverage, minus whatever time and miles the vehicle used while it was a loaner. On pricing, our page says courtesy vehicles qualify for New Vehicle Retail Incentive Offers and a courtesy discount. They're also eligible for Lincoln factory direct incentives, our A/X/Z plan, and additional rebates. The incentives change through the year, so check the current Lincoln offers and ask which ones apply to the vehicle you're looking at. That combination is the reason people seek these out. A courtesy vehicle prices like a discounted new Lincoln and still carries most of its new warranty. See Courtesy Vehicles Get Pre Approved Who Is a Courtesy Vehicle a Good Fit For? The shoppers who get the most out of one usually want a current Lincoln and don't care about being the first person in the driver's seat. If a few thousand miles don't bother you, a courtesy vehicle lets you put the discount toward the trim or package you wanted in the first place. It's less of a fit if you want to order a specific color and option list from the factory, or if you're set on a vehicle with zero miles. The fleet is whatever happens to rotate out, so the selection moves around from month to month. What Should You Check Before Buying a Courtesy Vehicle? Most of this applies to any low mileage vehicle. A couple of points are specific to courtesy units. 1 Confirm the exact mileage Read the odometer yourself and compare it to the listing. Inventory photos and numbers can lag behind a vehicle that's still in use. 2 Ask how much warranty is left Ask the sales team to show you the remaining New Vehicle Limited Warranty coverage by time and by miles, in writing, for that specific VIN. 3 Check trim and options in person Our page notes the vehicle shown may not represent the actual vehicle, and options, colors, trim and body style may vary. Sit in the one you'd buy. 4 Ask which incentives apply Retail offers, the courtesy discount, rebates and plan pricing can stack differently. Ask for each line to be listed. St. Peters driver tip Give a courtesy vehicle the same test drive you'd give a new one. Pull out of the lot onto North Service Road, get on I-70 for a couple of exits to hear it at highway speed, then come back through Mid Rivers Mall Drive and Mexico Road for the stop and go. Twenty minutes tells you a lot. How Do You Find the Right Courtesy Vehicle? Start on our courtesy vehicle page and filter for the model you want. All vehicles are subject to prior sale, and these go one at a time, so if you see one you like, call or stop in rather than waiting for the weekend. Some listings carry a double dagger symbol. Those vehicles aren't in inventory today but may be available at the dealership within one week of your request. If the model you want isn't showing, tell the sales team what you're after and they can watch for the next one rotating out of the fleet. A courtesy vehicle prices like a discounted new Lincoln and still carries most of its new warranty. Warranty Forever on qualifying vehicles Warranty Forever adds lifetime powertrain coverage on qualifying new and pre owned vehicles for as long as you own them, with no deductible. Ask the team whether the courtesy vehicle you like qualifies. How Warranty Forever Works Questions Owners Ask About Courtesy Vehicle History Who drove a courtesy vehicle before me? + Service customers who needed a loaner while their own Lincoln was in the shop, plus shoppers on demonstration drives. The miles on it are customer driven LCTP miles, which is how the program tracks them. Was the courtesy vehicle serviced while it was a loaner? + Yes. Our page says our certified service staff maintains all Lincoln Courtesy Transportation Program vehicles while they're in the fleet. Is a courtesy vehicle the same as a demo? + They overlap. Our page describes them as vehicles previously used as loaner and demonstration models, so one vehicle may have done both jobs. Questions Owners Ask About Courtesy Vehicle Warranty Does the factory warranty transfer to me? + The balance of the New Vehicle Limited Warranty is included at the time of purchase. Ask the sales team to confirm the remaining time and miles for the exact vehicle. Can I add Warranty Forever to a courtesy vehicle? + Warranty Forever applies to qualifying vehicles, and the rules are in the agreement. Ask the team whether a specific courtesy vehicle qualifies before you sign. Do I need to service it here to keep the warranty? + The factory warranty has its own terms in the warranty guide. Warranty Forever has separate maintenance rules, so read both and ask if anything's unclear. Questions Owners Ask About Courtesy Vehicle Pricing Why do some courtesy vehicles show a bigger discount than others? + A vehicle has to meet the minimum in service requirements to get the full advertised discount. One that hasn't hit 90 days or 3,000 miles yet may price differently. Can I use X Plan pricing on a courtesy vehicle? + Our page says courtesy vehicles are eligible for our A/X/Z plan. Eligibility for the plan itself depends on Lincoln's partner rules, so bring your PIN and proof of eligibility. Do Lincoln rebates apply to courtesy vehicles? + The page says they're eligible for Lincoln factory direct incentives and additional rebates. Offers change, so ask which ones are active on the day you buy. Questions Owners Ask About Paying for One Can I finance or lease a courtesy vehicle? + Talk to our Finance Department about the options on the vehicle you choose. You can get pre approved online before you come in. Can I trade in my current car toward a courtesy vehicle? + Yes, trades work the same way they do on any purchase. Getting your trade value first makes the numbers easier to compare. Are taxes and fees included in the listed price? + No. Our page says listed prices exclude tax, title and license charges. Questions Owners Ask About Shopping in St. Peters Can I put a hold on a courtesy vehicle? + All vehicles are subject to prior sale. Call 636-441-4400 and ask the sales team what they can do for the specific vehicle. What are the sales hours? + Sales is open Monday through Friday 9 AM to 7 PM and Saturday 9 AM to 5:30 PM at 4760 North Service Road in St. Peters. How often do new courtesy vehicles show up? + It depends on how quickly loaners hit their time or mileage. Tell the team the model and trim you want, and they can let you know when one comes out of the fleet. Know Your Trade Value First Get a number on your current car before you shop. Value Your Trade Eligible for Partner Pricing Courtesy vehicles are eligible for our A/X/Z plan. See the Lincoln X Plan

Dave Sinclair Lincoln St. Peters dealership's Covid-19 policies consist of a variety of measures to ensure the safety of customers and employees. Dave Sinclair Lincoln St. Peters, located in St. Louis, Missouri, has implemented a number of policies to protect its customers and staff from the spread of the virus. The dealership has implemented a no-contact policy for all sales transactions. Customers can purchase vehicles online or over the phone without ever having to step foot inside the dealership. Like you, we continue to monitor all of the new developments regarding the COVID-19 Virus (Coronavirus). The health and safety of our employees, customers, and their families are the most important factors in our decision-making. We are committed to doing everything we can to make your Dave Sinclair Lincoln St. Peters visit as safe as possible. Therefore we have installed higher standards of cleanliness and health safety in our stores. Dave Sinclair Lincoln St. Peters Covid-19 Dealership Plan Of Action Following the advice of the U.S. Center for Disease Control and Prevention, we have implemented several new procedures. We are taking steps to protect you, our customers, to protect others, and clean and disinfect all vehicles and facilities. All Dave Sinclair Lincoln St. Peters dealership employees are prohibited from reporting to work ill with an illness that can be transmitted to others. We encourage our employees to stay home if they become ill, and we are committed to sending them home if they are ill or become ill. We ask that any customer that is ill contact us by telephone and we will reschedule any appointments. We will be sanitizing all public areas and vehicles at increased frequency. We encourage all employees to wash their hands often with soap and water for at least 20 seconds. Hand sanitizers are available throughout our dealerships. All public areas, waiting areas, receptionist desks, door handles, and tables are being cleaned frequently throughout the day. Vehicles will be sanitized after each test drive and before any service or body shop delivery. Dave Sinclair Lincoln St. Peters will extend our concierge service to all customers for pick-up and delivery. These will be arranged by appointment and subject to terms and availability. Our dealership wants to protect our customers from COVID-19 and we are taking all necessary steps to ensure the safety of our customers and employees. We thank you for your patience and understanding during this time and will continue to make updates to the policy based on the guidance. Please feel free to give our Lincoln St. Peters dealership a call if you have any questions.